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Advice to help you to protect what you care about
The types of RVs that are eligible for RV insurance includes motorhomes (class A, B and C), holiday trailers, fifth-wheels, tent-trailers, campers, and travel trailers. If you have questions about your recreational vehicle, reach out to your insurance representative.
To insure your recreational vehicle (RV), you need a specific insurance policy for this type of vehicle. In fact, campers, motorhomes, fifth-wheels, trailers, etc. require specific coverage to be well protected. Typically, an RV insurance policy would provide coverage for damages to the vehicle, to your belongings inside the vehicle as well as your civil liability as basic protections.
An RV insurance policy does, in general, tend to be cheaper than an auto insurance policy even if an RV may be larger and have all the comforts of a house. In fact, there is often less risk involved, since RVs are rarely one’s daily drive. In fact, an RV insurance premium is based on a variety of factors. These include:
- The RV make, model and year
- The insurance history and driving history
- The actual cash value vs guaranteed replacement cost
- If the policy includes additional coverage and increased limits
- How much you drive and where you go with the RV
- If any discounts are applied to the RV insurance premium
Reach out to your insurance representative today to learn more about RV insurance coverage that suits the needs of your recreational vehicle.
You should get RV Insurance to protect your RV and its contents from theft, damage, and other potential risks. It also offers civil liability coverage in case of injury or damage to a third party's property. Make sure to reach out to an insurance representative to get your RV insurance policy today.
Although certain types of water damage will be covered by RV insurance, not all insurance policies will include it. To ensure that your RV has the best insurance policy for your needs, contact your insurance representative.
In Canada, most RV owners utilize their RV over the summer. When comes the fall, RVs are often stored until the return of warmer days. When you do store your RV, let your insurance representative know. You could be eligible to get a portion of your insurance premium back as your vehicle is taken off the road.
If you head down south to Florida or Mexico with your RV, ask your insurance representative about the right RV insurance policy for your extended trip over the winter. Depending on the duration of your stay, you may need extended coverage for you RV as a snowbird.
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When on the road, your RV is your abode. Get an RV insurance quote now and find the right RV coverage for your vehicle. Getting a quote for RV insurance is the first step in protecting your vehicle before hitting the roads.