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Cookies & Ads

Cookies are small data files sent to your Internet browser that allow us and our third-party service providers to recognize you when you visit the Site. If you set your browser to disable cookies, you may not be able to access certain parts of the Site or certain parts of the Site may not work properly.

We use cookies for your convenience in order to allow us to recognize you when you return to the Site, to gather information about your use of the Site, to enable the functionality of certain services available through the Site, to maintain, monitor, protect, and improve the Site, and to integrate third party services into the Site.

Any website traffic data we collect may be shared with our parent company, Intact Financial Corporation, and our affiliates in the Intact Financial Corporation group of companies consistent with the purposes set out in our Privacy Promise.

We use the following cookies to integrate the following services into this Site:

Essential and functional cookies

Essential cookies are fundamental to the running of this website and cannot be switched off. Functional cookies ensure that the website works correctly and in a secure manner. Without these cookies, services you’ve asked for such as getting an insurance quote, using online discounts, logging into your account, or paying for and renewing your policy cannot be provided.  These cookies allow our website to remember choices you make (such as your username, language, or the region you're in).

Cookies we use on this site

  • Adobe Experience Cloud (Adobe Analytics | Tag Manager)
  • Cloudflare
  • Google Fonts
  • Google Static Content
  • JQuery
  • JsDelivr
  • SalesForce Live Agent
  • Youtube Embedded Player
  • Website Cookies

Analytics Cookies

Analytics cookies allow us to improve the experience and performance of our website. They help us identify digital and behavioural issues experienced by visitors. The information we collect uses anonymous identifiers.

Cookies we use on this site

Marketing cookies

We use cookies, web beacons, pixel tags, and other technologies on our Site and other sites provided by the Intact Financial Corporation group of companies. These technologies let us deliver suitable advertisements about our products and services to you on various internet websites.

For example, cookies may be placed on your device when you visit our Site. These cookies can inform our advertising agencies and advertising networks that you have visited our Site. As you visit the websites of other companies in the advertising network, these cookies help our advertising agencies use Interest-Based Advertising techniques to predict which advertisements are likely to interest you based on your browsing patterns.

You can learn more about Interest Based Advertising and opt-out of Interest-Based Advertising on our sites by visiting the AdChoices Canada opt-out page.

Cookies we use on this site

Terms of use

When you access the Web site property of Intact Insurance Company ("Intact Insurance"), including all information, materials, texts, illustrations, graphics and images (the "Site"), you accept and agree to be bound by and comply with the agreement regarding the use of this Site (the "Agreement"), the terms and conditions of which are described below as well as at other locations on the Site.

We reserve the right, at our sole discretion, to modify the terms and conditions at any time without any notice to you. Such modifications are effective immediately upon posting. You agree to be bound by such modifications through your continued use of this Site. We strongly recommend you revisit these terms and conditions periodically and your continued use of this Site will be deemed your conclusive acceptance of any modification.

These terms and conditions are of general application and shall be read together with and as supplementary to any disclaimer, term, or condition posted on this Site. Please take a moment to become familiar with the terms and conditions. If you do not accept these terms and conditions, you should immediately discontinue the use of this Site.



The information, materials, images, illustrations, graphics, text, and postings ("Content") provided by Intact Insurance is believed to have been accurate and reliable when posted on the Site, but it cannot guarantee that it is accurate or complete or current at all times. As a result, Intact Insurance, cannot be held responsible, in whole or in part, for the accuracy and completeness of the Content provided in the Site.

The Content on this Site is for informational purposes only and Intact Insurance has no obligation to update information presented on this Site. For specific details and further enquiries, please contact an Intact Insurance broker.


Interpretation and Jurisdiction

When it is appropriate for the interpretation of the text, a word used in the masculine gender includes the feminine gender and vice versa.

Access and use of this Site are subject to all laws and regulations applicable in your province or territory of residence. Please be aware that some products and services described in the Site may not be available in your province or territory of residence. Persons accessing this Site are required to obtain information about and observe any relevant restrictions.

If any term or condition is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed to be severable from the rest of the terms and conditions and shall not affect the validity and enforceability of any remaining provisions of the Agreement. The terms, exclusions and conditions of the contracts relating to products and services mentioned on this Site are not fully described. Their interpretation is governed by the terms and conditions of the contract applicable to the insurance product purchased, and by any applicable laws and regulations. In case of any discrepancy between the contract and the Site, the contract will apply.



Once you have gained access to the Site, it is highly recommended that you do not leave the computer terminal until you have left the Site. 

Intact Insurance does not warrant that any information, software or other material accessible through the Site or through links to other Web sites is free of viruses, worms, Trojan horses or other harmful components. Without the use of encryption, communication through the Internet or electronic communication is not secure and privacy cannot be ensured.



When you become a client of Intact Insurance you share important information with us, part of which is personal. For more information, please read our Privacy Promise.

Rest assured, Intact Insurance respects the applicable laws with regard to the collection, use and disclosure of your personal information.

Intact Insurance protects personal information that has been transmitted to it using various means: physical, organizational and technological in accordance with the level of protection required.

Certain sections of the Site may permit the communication of personal information to take advantage of electronic services. Any personal information submitted to the Site is used for the purpose(s) identified in its collection.