Insurance for contractors and construction businesses
From electricians to carpenters, painters, interior designers and decorators, we’ve got you covered with customized insurance solutions for every aspect of your business.
Solid business insurance for construction businesses
Here are some insurance coverages to consider for contractors and construction risks:
Commercial property
If you own or rent a space for your business, commercial property insurance can cover you for property losses, such as theft or damage of tools or equipment needing repair or replacement fast.
Mobile property
Mobile property insurance can cover your property and equipment while in transit from one job site to another – property that isn’t stored at a fixed location or is routinely taken offsite.
Commercial general liability
Commercial general liability insurance may cover you against claims for injury or property damage to others arising from your contractor or construction activities. For example, if improper maintenance of the construction site damaged the neighbouring building or injured someone, or if an electric, gas or water line is damaged during digging operations, you may be covered.
Commercial vehicles
When contractors and construction businesses are on the road traveling from the shop to the job site and anywhere in-between, commercial vehicle insurance may cover your vehicles, so incidents don’t slow you down.
Surety bonds
Before you’re awarded a project, big or small, you can be required to guarantee the fulfilment of your obligations with surety bonds.
No matter the size or industry you’re in, talk to a broker about what you need to protect your business from the unexpected.