Commercial vehicle insurance
Protect the vehicles that drive your business.
Let's get your business protected!
Talk to a broker
Commercial vehicle
1 vehicle / 1 driver
Property and liability
1 location
Talk to a broker
One or multiple cars, big fleets, or trucks – no matter the kind of wheels your business relies on, you’ll likely need commercial insurance.
You can choose the level of coverage that works for you to ensure your vehicles are protected if ever an incident happens.
Standard coverage
Civil liability
Civil liability coverage protects you if you're responsible for injuring someone or damaging someone else's property. If you’re not at-fault, it also covers damage to your vehicle from a collision.
Optional Coverage
Collision or upset
Collision or upset coverage protects your vehicle from damages caused by impact with another vehicle or an object such as a guardrail, or if your car flips over.
All perils other than collision or upset
All perils other than collision or upset coverage protects your vehicle from damages caused by fire, theft, vandalism, hail, flood, and more.
Specific perils
Specific risks coverage protects your vehicle from damages caused event specifically covered by your policy, such as lightening, an explosion or earthquake.
Enhanced coverage
Good record protection
Good record protection guarantees your insurance premium won’t increase at renewal as a result of up to two losses of any kind over a 5-year period. We forgive you not once, but twice, regardless of fault.
Plus, since this protection applies to individual vehicles, it can extend to all employees who drive them.
Roadside assistance
Roadside assistance entitles your business to four service calls per year, per covered vehicle of 4,500 kg or less, from these options:
Vehicle towing up to 50 kilometres
Up to 10 litres of fuel delivered at no charge
Battery boosting
Door unlocking
Tire change
Winching
All of your employees who take the wheel of a covered vehicle can count on assistance services 24 hours a day, 7 days a week should an something go wrong on the road in Canada or the United States. They just have to dial 1 844 428-2020 or go to assistance.intact.ca.
Replacement cost
Replacement cost coverage protects the value of your vehicle if it needs to be replaced because it was stolen or damaged beyond repair. The compensation you will receive will be for the original value of the vehicle, not its depreciated value at the time of the incident.
Insurance for garage operations
Insurance for garage operations
If you look after vehicle storage, sales, maintenance and repair, we’ve got you covered, too.
Automobile dealers, repair shops, storage garages, service stations, car washes and parking lots owners – talk to a broker about your insurance options.