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COVID-19
We are directing $50 million of immediate relief to more than 100,000 customers through our Small Business Relief Program.
Insurance made for your business
Select the type of business or profession you’re in and we’ll show you types of coverages to consider:
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Don’t worry – we can help you! We insure businesses of all sizes across a wide range of industries in Canada.
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Insurance solutions designed for every aspect of your business
Property insurance
Whether you own your own office, lease your workspace or work from home, property insurance protects your physical assets against loss or damage such as fire, theft, and vandalism.
Liability insurance
Passion and commitment cannot prevent accidents. As an entrepreneur, a single liability claim could put you out of business. Liability insurance protect your business against potential costly lawsuits.
Commercial vehicle insurance
One or multiple cars, big fleets, or trucks – no matter the kind of wheels your business relies on, commercial vehicle insurance protects the vehicles that drive your business.
Business assistance services
Whether you are an entrepreneur starting, building or scaling a small business – our business assistance services give you access to helpful advice, tools and resources from professionals across different fields of expertise you might not have on your payroll.
Surety bonds
Suppliers and customers might require a guarantee that you’ll deliver on your obligation, in which case we have you covered as Canada’s leading provider of surety bonds.
As an entrepreneur, you know numbers don’t lie. Are you covered?
Your broker, your insurance advisor We work with over 6,000 independent insurance broker offices across Canada who make it easy to protect your business.
As insurance experts, they help you find insurance solutions that fit your business needs at the best available rate. They are there to answer all your insurance-related questions.
As partners, they know you and your business. As your business evolves, they help you review your coverage so you’re always covered.
Another way to crack the code of business insurance is our blog. Explore our featured articles
Strøm Spa: when your dreams go up in smoke
It was a rude awakening for Guillaume Lemoine and Serge Beauchemin on the morning of December 26, 2016—the height of the holiday season. A major blaze had broken out in the dry sauna at Strøm Nordic Spa in Mont-Saint-Hilaire. Its owners had just inaugurated a new section the week before, after extensive renovation work. Several million dollars literally went up in flames.
Fortunately, the two entrepreneurs were able to overcome this setback. But it took patience, resilience and some much-needed help from their insurer, because it isn’t the type of challenge you can face alone.
Does your home insurance cover your home-based business?
Even when we dream big, we often have to start small. Many major companies had humble beginnings. For instance, when Steve Jobs founded Apple, he set up company headquarters in his parents’ garage! If you’re launching a business or are self-employed, it’s likely you’re working out of your home, too.
Certain conditions, limitations and exclusions apply to all offers, which can be modified without notice. The information that appears here is provided to you for informational purposes only. Your insurance contract prevails at all times. Please consult it for a complete description of coverage and exclusions.
*The maximum savings of 30% are calculated by combining various savings factors applicable to businesses based on their claims history, and are applicable only in Quebec for individually rated commercial automobiles (IRCA). For more details, please contact a broker.
**The insured vehicles and their assigned drivers must have no claims on their record for the past five years, with or without fault. All vehicles must have at least $1,000,000 in Civil Liability coverage. Good Record Protection Commercial Vehicle does not apply to Fleet Insurance, Truckers' Policies or other excluded categories. Certain other conditions, limitations and exclusions apply. For full details, eligibility and other conditions of these offers, please contact one of our brokers. This website provides general information only. The insurance contract takes precedence at all times. Please refer to it for a complete description of coverage and exclusions. These offers are subject to change without notice.
***Eligible vehicles: 4,500 kg or less.