Here are some insurance coverages suited for the personal care and beauty industry:
Commercial general liability
Commercial general liability insurance helps you recover from liability claims arising from your business premises, as a result of the products you sell or due to your operations. For example, in the event of a lawsuit for injuries to a customer a slip-and-fall incident on your premises, you may be covered.
Commercial property insurance provides coverage for your building and what’s inside, including equipment, furniture and merchandise that can be costly to replace in the event of unexpected incidents: theft, fire and other perils.
As a business in the beauty and personal care industry, you might rely on pressurized, mechanical or electrical equipment in your day-to-day operations. Equipment breakdown insurance may cover losses resulting from accidental breakdown of the equipment that is instrumental to run your business.