ATV insurance

Direct Compensation Property Damage Coverage may cover damages to your vehicle and its contents if another driver is at fault.

Statutory Accident Benefits Coverage may compensate you if you, your passengers, or pedestrians are injured in an ATV collision, regardless of responsibility. Accident Benefits can be increased to match your individual requirements. For additional information, please contact your broker.

Uninsured ATV Coverage protects you in two instances. First, if you are injured in a crash by a driver who does not have insurance. Second, if you are unable to identify the vehicle; for instance, if you were the victim of a hit and run.

Optional

Various levels of physical damage coverage for your vehicle are available, depending on how much protection and coverage you want for your ATV: 

• Specified Perils Coverage: Covers your vehicle against a limited number of predetermined risks, like theft, some natural disasters, hail, riots or civil disturbances.  
• Collision or Upset Coverage: If damages are caused to your ATV because you've crashed into something (like a light post, guardrail, or another vehicle), Collision or Upset coverage could cover the cost of those repairs. You may just have to pay the deductible.
• Comprehensive Coverage: Covers the expenses to fix the damage to your vehicle from unpredictable circumstances such as fire, theft, vandalism, or some natural disasters.
• All Perils protection: A combination of Comprehensive coverage and Collision or Upset Coverage.