Good record protection guarantees your insurance premium won’t increase at renewal as a result of up to two losses of any kind over a 5-year period. We forgive you not once, but twice, regardless of fault.
Plus, since this protection applies to individual vehicles, it can extend to all employees who drive them.
Responsible driver guarantee
Responsible driver guarantee ensures your insurance premium won’t increase at renewal as a result of the first chargeable at-fault accident involving the insured vehicle.
Minor conviction rating waiver
Minor conviction rating waiver ensures your insurance premium won’t increase at renewal as a result of one minor moving violation within the three years before the effective date of renewal.
Accident rating waiver ensures your insurance premium won’t increase at renewal as a result of the first chargeable at-fault accident involving the insured vehicle.
Roadside assistance entitles your business to four service calls per year, per covered vehicle of 4,500 kg or less, from these options:
All of your employees who take the wheel of a covered vehicle can count on assistance services 24 hours a day, 7 days a week should an something go wrong on the road in Canada or the United States. They just have to dial 1 844 428-2020 or go to assistance.intact.ca.
If you’ve been injured in an accident, accident benefits can financially assist you while you’re recovering, regardless of fault.
Replacement cost coverage protects the value of your vehicle if it needs to be replaced because it was stolen or damaged beyond repair. The compensation you will receive will be for the original value of the vehicle, not its depreciated value at the time of the incident.
Insurance for garage operations