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We provide insurance coverage for the following categories of motorcycles: standard, custom-built, dual-purpose, cruisers, off-road bikes, and scooters.
Due to the increased chance of motorcycle riders being involved in accidents and filing claims, a motorcycle insurance policy is typically more expensive than a car insurance policy. If you have questions about the cost of your motorcycle insurance premium, don’t hesitate to ask your broker.
Older bikes are often estimated at a lesser value, hence why the cost of the insurance premium is lower. In case of damage, replacing the motorcycle would cost less than replacing a recent motorcycle model. Also, since older bikes are often slower and have less engine power, they pose less of a danger, keeping your motorcycle insurance more affordable than a new motorcycle.
Your motorcycle insurance premium is calculated by a variety of factors. These variables can include:
- The type of motorcycle you drive
- Where you live
- The number of years you’ve been riding a motorcycle
- How frequently you ride your motorcycle
- The type of motorcycle insurance protection you require
- The amount of deductible you pay
Contact your broker to request a motorcycle insurance quote and to learn more about your motorcycle insurance premium.
No. Your motorbike is not covered under your auto insurance, they are two separate policies. Your car insurance would not cover any type of protection when you drive your motorcycle. If you own a motorcycle, you need to get a separate insurance policy for it.
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Get a motorcycle insurance quote
Keep yourself safe when tackling the twists and turns of the highway. Find the best motorcycle insurance policy for your needs by getting a motorcycle insurance quote. Getting motorcycle insurance is the first step to protecting your bike.