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Frequently Asked Questions
Some provinces throughout Canada offer various types of public auto insurance programs to drivers. These can range from government-owned crown corporations like those in British Columbia and Manitoba, or a hybrid model like Saskatchewan where private insurance companies offer additional extension coverage. Some insurance systems, like the one in Quebec, provide minimum limits for bodily injury while property damage is covered by private insurers.
Because the legal and insurance systems differ from one province to another, the insurance contracts and coverages provided by an insurer will be different depending on where you live and drive.
With so many insurance options, it can be confusing to compare coverage options all yourself. That’s where an insurance representative can help.
Intact Insurance works with a network of more than 6000 insurance representatives across Canada. They are all licensed professionals who work for you and do the legwork, helping you find the best insurance coverage at the right price. Don’t hesitate to contact a broker or an agent to find the perfect Intact Insurance coverage for your needs.
Commercial vehicles, such as a company car, delivery van, or truck require commercial vehicle insurance coverage. Since the vehicle is being used for business activities, the insurance will need to cover injuries to you or other employees, damage to any merchandise or equipment the vehicle is carrying, as well as liability coverage. Talk to your insurance representative to learn more about our commercial vehicle insurance coverage.
When driving an all-terrain vehicle or a snowmobile, you will most likely be out in a secluded area where the trail is rugged and weather conditions are unpredictable. Unlike an ATV or a snowmobile, a motorcycle is meant to be used on public roads where you’re more likely to encounter other drivers. You’ll also need to share the road with other vehicles when driving a motorcycle while obeying traffic laws. In certain provinces, this can change the nature of the coverage you need to ride.
Because the coverage for motorcycles, ATVs, and snowmobiles varies by province, each will require a specific type of insurance contract to ensure that you’re riding without a worry in the world. Ask a representative for more information about ATV and snowmobile insurance.
* This savings amount is based on filed discounts and rates. These amounts may vary based on each person's individual insurance profile. Conditions, limitations and exclusions apply to all offers. Offers may change without notice. This savings amount is based on filed discounts and rates. These amounts may vary based on each person's individual insurance profile. *Maximum savings on car insurance is $250. *Conditions, limitations and exclusions apply to all offers. Offers may change without notice.
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