my Driving Discount®
Some people have better driving habits than others. That’s why we have developed a program that rewards good driving behaviour.
You could save up to 25%* off your auto insurance premium with the free, easy-to-use my Driving Discount mobile app, available through your insurance broker.
Two options are available to enroll in the program
Assess your driving habits with the my Driving Discount mobile application on your smartphone, or in exceptional cases only, with a reader installed in your vehicle.
Getting started in three easy steps
Step 1: Sign up
Enrolling in the my Driving Discount program is quick and easy. And you automatically get a 5% discount! Do you already have an automobile insurance policy with us? You can enrol in the my Driving Discount program with your broker. Looking to insure your car with Intact Insurance and sign up for my Driving Discount? Start by getting a quote.
Step 2: Set up
Your my Driving Discount device will come in the mail a few days after you enroll in the program. Just plug it in to your vehicle’s OBD port and start the engine.
As soon as your device is connected, you’ll get an email containing a user name and password that will give you access to your my Driving Discount Dashboard. Throughout the 6 month assessment period, you can log on often to look at your driving profile, see your potential savings and get driving tips.
Step 3: Save
Depending on your driving habits, you could save as much as 25% off your auto insurance. You’ll receive an e-mail at the end of your assessment period, confirming the amount of your personalized discount.
How does it work?
A device plugged into the vehicle collects data on braking, acceleration, and the time of day the vehicle is used, all in relation to the total number of kilometres driven. These data will be used to determine your personalized discount. You’ll automatically receive a 5% discount off your auto insurance premium when you enroll in my Driving Discount. At the end of a 6 month assessment period, you could obtain a total discount of as much as 25%, depending on your driving behaviour.
*Certain eligibility conditions, limitations and exclusions apply.