Why choose us?

Expertise and support

PMT ROY Agency, it’s 100+ dedicated and available agents specialized in Intact Insurance products. Their product knowledge and extensive insurance experience will give you peace of mind whether buying insurance or making a claim.


With just a few clicks on the Intact Insurance app or the Client Centre, you can consult your insurance documents, file a claim, pay your bills and a lot more besides. These easy-to-use services will make your life much simpler.

Our insurance solutions

Find the coverage that best meets your needs from our extensive range of insurance products.
  • Personal insurance
  • Business insurance


House, condo, apartment, valuables – find the insurance that matches your lifestyle. And if eligible, you could also qualify for one forgiven claim under our Good Record Protection program!*

Get personalized coverage and the home insurance you need

Safe and secure at home: Staying safe and secure at home has never been so simple! Take advantage of Intact Insurance’s most competitive rates, including Good Record Protection!

  • Good Record Protection: You’re covered for one claim for water, fire or other damage* in any five-year period without any increase in your home insurance premium.
  • S.O.S. Identity™ : Add identity theft coverage and cyber protection to your home insurance and stay safe when you work from home.
  • Synchro Insurance™ : Synchro Insurance™ is a flexible and beneficial solution. Bundle your car and home insurance and save up to 15% on your home insurance.

For more information:

Call your agent
Car insurance


Get a personalized premium based on your driving habits with my Drive™ *, offered by Intact Insurance. You could also benefit from two forgiven accidents with the Good Driving Record Protection * and Replacement Insurance.

Take advantage of car insurance tailored to your needs with these Intact Insurance programs:

Good Driving Benefits: Take advantage of Intact Insurance’s most competitive premium and other benefits! This best offer bundles the my Drive™ program and the no-cost Good Driving Record Protection program, and adds roadside assistance for a small monthly fee*!

  • my Drive™: Get a personalized premium based on how you drive. Safe driving habits could help you save. Moreover, get tips and insights to help you become a more informed driver and get access to helpful features to help you drive with peace of mind.
  • Good Driving Record Protection: Your car insurance premium will not go up with Intact with one or even two at-fault accidents during a five-year period.
  • Roadside assistance: In the event of trouble on the road, you are covered for four service requests per year, including towing (within 50 km), battery boost, door unlocking and much more!
  • Synchro Insurance™: By bundling your car and home insurance, you can benefit from better coverage at a lower rate. Talk to your agent!

For more information:

Call you agent


Hit the road in your recreational vehicle without a care in the world! Protect your camper, trailer, motorbike, ATV, snowmobile or boat with Intact Insurance.

Enjoy peace of mind in your RV as you travel roads, byways and watersides worry-free with the insurance coverage you need.

Depending on your type of RV, you can enjoy various benefits:*

  • Highly competitive rates
  • Intact Insurance Roadside Assistance**
  • Additional savings of up to 15% on your home insurance with Synchro Insurance™ if you bundle your RV and home insurance contracts.
  • An additional discount if you belong to an RV association, club or group recognized by Intact Insurance.
  • And much more!

For more information on the specific benefits for each type of vehicle, call your agent!

**Roadside Assistance services vary according to type of motor vehicle. These services are provided by an independent third-party.


Are you a member of an association, group, or employed by one of the organizations listed below? You could enjoy exclusive perks and discounts! Contact us to get your personalized quote.

APCHQ Bois-Francs
Anges Québec
Maisons RE/MAX
Coop Hydro-Québec
CAM Coop
Réseau M
Fondation Québécoise des Vétérans
APCHQ Saguenay
APCHQ Lac St-Jean

Commercial Insurance and Financial Services

Whether it is for life insurance, group insurance, commercial insurance or any other financial advising needs, the brokers at PMT ROY Damage Insurance Brokerage and Financial Firm are available to help you find the best products for your needs, to protect your business and guide you through the different stages of life.

Contact a PMT ROY broker

Travel Insurance

Medical care, hospitalization, repatriation following an illness or accident, trip cancellation and baggage insurance are just some examples of the coverage our partner SecuriGlobe can offer you. Retirees, athletes, backpackers and snowbirds: we have the right protection for you!

Get a quote with SecuriGlobe

News and Promotions

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Online Services User Guide

Discover the ins and out of Intact Insurance Online services with the User Guide. Learn how to use every feature, access the FAQ and more!

Go to User Guide

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Bundle and save on insurance in Quebec

Combine your home and auto insurance with Synchro insurance and save up to 10%4 on your car insurance policy and up to 15%4 on your home insurance policy.

Learn more

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Over $20,000 in cash prizes to be won!

Over $20,000 in cash prizes are at your fingertips with the Intact Insurance App! The earlier you enter, the better your shot at winning cash prizes. Just log in to the app before June 28 and be automatically entered into all draws. It’s that easy!

Scan the QR code with the camera on your smartphone to download the Intact Insurance App.

Experience insurance at your fingertips

Online services available 24/7. For peace of mind, access your insurance documents, and much more, anytime from anywhere.

Contact us

Telephone : 1-844-981-2051

Customer Service
Weekdays: 8:30 a.m. – 6:00 p.m.
Saturday and Sunday : closed

Sales Department
Weekdays: 8:00 a.m. – 8:00 p.m.
Saturday: 9:00 a.m. – 4:00 p.m
Sunday: closed


24/7 access to your insurance documents with Client Centre
Access Client Centre

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In the event of a claim, our agents collaborate with Intact Insurance claims adjusters to help you get off on the right foot. They are there to help you complete the claim process as quickly and as simply as possible.

Contact us now to get your quote.

Our agents are always there for you



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