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General Eligibility Conditions

The automobile insurance offer from Intact Insurance applies only to new customers who enrol in the my Driving DiscountTM* program. It includes the following benefits:

  • The most competitive automobile insurance rating offered by Intact Insurance;
  • A 5% enrollment discount plus a variable total discount of a maximum of 25% (after the initial assessment period), based on driving as recorded during participation in the my Driving Discount* program; and
  • Good Driving Record Protection (forgiveness for 2 accidents), offered free of charge to new customers who are eligible for that protection under Intact Insurance underwriting guidelines** for the first term (1 or 2 years) of their insurance contract (annual value of $48) and at half price at the first renewal (1 or 2 years).

My auto privilege® is also available at a reduced price to new customers eligible for that protection under Intact Insurance underwriting guidelines** for the first two terms (1 or 2-year terms) of their insurance contract.

The following are considered “new customers”:

  • First-time purchasers of Intact Insurance automobile insurance; and
  • Existing automobile insurance customers of Intact Insurance whose policy is in its initial term and who substitute a risk; these customers may obtain the automobile insurance offer from Intact Insurance, but only for the substitution in question.

Individuals who are part of certain special programs are not eligible for preferential rating. However, these individuals may still obtain free Good Driving Record Protection (or the reduced My auto privilege rating) if they qualify for Good Driving Record Protection and they enrol in my Driving Discount. Please contact your broker for details.

This offer is applicable only to motor vehicles used for personal purposes, excluding motorhomes.

In order to obtain all the advantages of the automobile insurance offer from Intact Insurance, new customers must enrol in the my Driving Discount* program and install the telematics device in their vehicle for an initial assessment period of 6 months. If this is not completed, all benefits of the offer shall cease to apply as of the date during the initial assessment period when the new customer’s enrolment in my Driving Discount* is terminated.

The offer applies to Quebec residents only and is subject to change without prior notice.

* Please contact your broker for full eligibility conditions and other information on my Driving DiscountTM, or go to http://www.intact.ca/my-driving-discount-terms-and-conditions.
** Please contact your broker for full eligibility conditions and other information on Good Driving Record Protection and My auto privilege®.