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Your snowmobile is part of your lifestyle – you need insurance you can count on!
  • My snowmobile and me®
    Enjoy great protection for you and your sled: roadside assistance, coverage for accessories and equipment, accident benefits,coverage for the cost of renting a temporary replacement snowmobile in case of an insured loss and coverage for trips outside Quebec.1
  • Snowmobile roadside assistance 
    Ride with peace of mind with roadside assistance for your sled. In case of trouble along the way, take advantage of 24 hour service, seven days a week, when you’re out on the trails and up to three service calls per year across Canada and the U.S.A.2
  • Second to none claims experience 
    No matter what happens, we’ve got your back. If you need to submit a claim for your snowmobile, our claims team will help you through the process to make it as quick and easy as possible.


If you live to ride your snowmobile, make sure you’ve got the right snowmobile insurance. Snowmobiling comes with its share of risks, so ride more freely and enjoy the ride knowing that you have the proper snowmobile insurance coverage when you're on Quebec’s stunning trails this winter.

  • Provides financial protection for the insured snowmobile and snowmobile riders if you are deemed civilly liable for injuries caused by your snowmobile to a third party. 

    Civil liability is also available with a FCMQ and FQCQ trail pass.  

    Learn more

  • You can get protections for your sled based on the snowmobile insurance coverages chosen in the options below.

    • Section B2: Section B2 provides coverage for damages if you are involved in an accident or if your snowmobile is overturned.
    • Section B3: Section B3 provides snowmobile drivers with coverage for damage that is not the result of an accident or a rollover. It also includes the coverage in Section B4 as well as other damages such as malevolent activities, projectiles, and objects falling on the snowmobile, for instance a tree.
    • Section B4: Section B4 ensures that you are protected for damage caused by the most common disasters, such as fire, floods, and hail.

Programs and add-ons

If you have specific needs or want the most competitive offer, take advantage of our programs and endorsements. To learn more, ask your insurance representative or get a quote.3

My snowmobile and me®

Ride with true peace of mind knowing you’ve got snowmobile roadside assistance, accessories coverage, accident benefits and more with My snowmobile and me®.

Complementary liability coverage

Additional liability coverage will protect you for up to $2,000,000.

Complementary replacement insurance

In the event of a total or partial loss, replace your vehicle or the damaged parts with new ones of the same value.


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Bundle and save in Quebec!

Combine your home insurance, car insurance and ATV insurance with Synchro insurance and take advantage of the exclusive benefits. Get the best value for your money and save up to 15%4 on your home insurance policy.


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  • Fédération Québécoise des Cubs Quads members
    Are you a member of an ATV association recognized by Intact Insurance? If you are a member of the Fédération Québécoise des Cubs Quad (FQCC), you could be eligible for an exclusive offer and discounts! 
  • Bundle your home, car and snowmobile insurance
    Get the best value for your money by bundling your home, car and snowmobile insurance together with Synchro insurance.
  • FADOQ FreeSpace®
    Only for those at least 50 years young! FADOQ members: enjoy increased protections and discounts.
  • More ways to save
    You own multiple vehicles and insure them with Intact Insurance? You have a complete antitheft on your snowmobile? It could help you save! 4


We insure all kinds of snowmobiles: crossover snowmobiles, touring snowmobiles, trail snowmobiles and utility snowmobiles. With Intact Insurance, you get the right coverage for your snowmobile make and model.

Comprehensive snowmobile insurance coverage protects your snowmobile against physical damage caused by theft and vandalism.

Yes, in Quebec, you must hold a civil liability insurance contract that covers bodily injury and property damage caused by the vehicle in order to put the snowmobile in operation.

Yes. In fact, to operate a snowmobile in Canada, snowmobile owners must have a valid driver's license, a motorized snow vehicle operator's license or a snowmobile driver's license from their province, state, or nation with you and their proof of snowmobile insurance to drive on public land.

Regardless of age or skill level, all snowmobile operators must wear an authorized helmet when operating their snowmobile if they aren't riding on their own private property. However, it is strongly advised to always wear a helmet when riding a motorized vehicle such as a snowmobile, no matter if you are using public trails or riding on your private property.

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Talk to a representative

It can be a challenge to find the right type of snowmobile coverage you need on your own. Be sure to reach out to one of the insurance representatives we work with across Canada that specialize in finding the best insurance for your sled. Call an insurance representative and get snowmobile insurance tailored to your needs.

Get a snowmobile insurance quote

Get the best coverage to enjoy the great outdoors with your snowmobile this winter. Find the best snowmobile insurance for your needs, starting with getting a snowmobile insurance quote. Getting an insurance quote is the first step to protecting your sled.