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Explore new places worry-free with the right RV insurance.
  • My RV and me®
    My RV and me® for motorhomes and travel trailers includes extensive protection at a competitive price. Take advantage of RV roadside assistance, travel costs coverage, coverage for a rented vehicle, coverage for your personal property and 4 weeks of coverage outside Quebec.1
  • Free roadside assistance
    With My RV and Me, drive your RV with confidence knowing that help is nearby, should anything happen on the road. With RV roadside assistance, get help anywhere in Canada and the U.S.A. Whether you need towing, a flat tire change, emergency fuel, battery boosting, door unlocking or winching, we’re here to help.2
  • 24/7 claims service
    We’ve got you. If you need to submit a claim for your RV, our claims team is available 24/7, 7 days a week to assist you in filing your claim and making sure the process is as smooth and fast as possible. 

 Coverage

Get RV insurance for your class A, B and C motorhome, holiday trailer, fifth wheel trailer, camper or travel trailer. When you’re headed out on the roads to your destination, you can have peace of mind knowing that you have the right insurance coverage for your recreational vehicle’s needs.

  • Get civil liability coverage for your RV if you are found responsible for any physical harm caused by your RV to a third party.

  • Section B provides to the insured vehicle the following coverage options: 

    • Section B2: Section B2 offers collision or rollover coverage and provides coverage in case you find yourself in a collision with another car or road object, or if your RV is overturned.
    • Section B3: Section B3 protects your RV in the event of an accident that was not protected by Section B2. It includes everything listed in Section B4, as well as mischief activities, projectiles, and anything falling on the recreational vehicle, such as trees.
    • Section B4: Section B4 covers your recreational vehicle (RV) against the most common hazards like fire, theft, floods, and hail.

Programs and add-ons

If you have specific needs or want the most competitive offer, take advantage of our programs and endorsements. To learn more, ask your insurance representative or get a quote.3

My RV and me®

Enjoy comprehensive coverage for your RV: RV roadside assistance, travel costs coverage, coverage for a rented vehicle, coverage for your personal property and 4 weeks of coverage outside Quebec.

Complementary replacement insurance

In the event of a total or partial loss, replace your vehicle or the damaged parts with new ones of the same value.

Use outside Quebec

Get additional affordable coverage if you use your RV outside Quebec for more than 4 weeks or for extended stays.

MORE WAYS TO SAVE

man with a van
  • Camping associations
    Are you a member of a camping association or approved caravanning? If you are a member of the FQCC, CCCQ, Club provincial Winniebec or VR Camping, you could be eligible for the Club Caravanier discount.
  • FADOQ FreeSpace®
    Only for those at least 50 years young! FADOQ members: enjoy increased protections and discounts.
  • More ways to save
    You own multiple vehicles and insure them with Intact Insurance? You have an approved antitheft or tracking system on your vehicle? It could help you save!4

FAQ

The types of RVs that are eligible for RV insurance includes motorhomes (class A, B and C), holiday trailers, fifth-wheels, tent-trailers, campers, and travel trailers. If you have questions about your recreational vehicle, reach out to your insurance representative.

To insure your recreational vehicle (RV), you need a specific insurance policy for this type of vehicle. In fact, campers, motorhomes, fifth-wheels, trailers, etc. require specific coverage to be well protected. Typically, an RV insurance policy would provide coverage for damages to the vehicle, to your belongings inside the vehicle as well as your civil liability as basic protections. 

An RV insurance policy does, in general, tend to be cheaper than an auto insurance policy even if an RV may be larger and have all the comforts of a house. In fact, there is often less risk involved, since RVs are rarely one’s daily drive. In fact, an RV insurance premium is based on a variety of factors. These include:

  • The RV make, model and year
  • The insurance history and driving history
  • The actual cash value vs guaranteed replacement cost
  • If the policy includes additional coverage and increased limits
  • How much you drive and where you go with the RV
  • If any discounts are applied to the RV insurance premium

Reach out to your insurance representative today to learn more about RV insurance coverage that suits the needs of your recreational vehicle. 

You should get RV Insurance to protect your RV and its contents from theft, damage, and other potential risks. It also offers civil liability coverage in case of injury or damage to a third party's property. Make sure to reach out to an insurance representative to get your RV insurance policy today.

Although certain types of water damage will be covered by RV insurance, not all insurance policies will include it. To ensure that your RV has the best insurance policy for your needs, contact your insurance representative.

In Canada, most RV owners utilize their RV over the summer. When comes the fall, RVs are often stored until the return of warmer days. When you do store your RV, let your insurance representative know. You could be eligible to get a portion of your insurance premium back as your vehicle is taken off the road.

If you head down south to Florida or Mexico with your RV, ask your insurance representative about the right RV insurance policy for your extended trip over the winter. Depending on the duration of your stay, you may need extended coverage for you RV as a snowbird.

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Talk to a representative

It can be a challenge to pick the right protection for your RV by yourself. That’s why we work with over 2,000 insurance representatives across Canada that are highly skilled in assessing your RV insurance needs and offer the right coverage for your situation and budget. Chat with a representative today to learn more about RV insurance.

Get an RV insurance quote

When on the road, your RV is your abode. Get an RV insurance quote now and find the right RV coverage for your vehicle. Getting a quote for RV insurance is the first step in protecting your vehicle before hitting the roads.