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With us, you stay in control. Get the right insurance for your motorcycle with Intact Insurance.
  • The motorcycle coverage you need
    We offer motorcycle insurance coverage to meet your needs. We insure many types of motorcycles, from standard to custom-built, dual-purpose, cruisers, off-road bikes, and scooters.1
  • My motorcycle and me® 
    Get competitive rates, free roadside assistance for your bike, up to $5000 coverage for your accessories and equipment, coverage for trips outside Quebec  for a period of 6 months, and more.1
  • Roadside assistance
    Get free motorcycle roadside assistance for your trips in Quebec, in Canada and the U.S.A. If you need towing, winching or gas delivery, you can count on the service to quickly get you and your bike out of trouble on the road.2 
  • Support from the biggest claims in Canada
    Accidents can happen. If you need to make a motorcycle insurance claim, we’ll help you through the process as quickly and efficiently as possible.


Take to the wide road on your motorcycle with the right motorcycle insurance! Whether you ride a bike or a scooter, in the city or on the freeway, with Intact Insurance, you can ride freely knowing you have the right protections.

  • Provides financial protection for the insured motorbike and motorcyclists if you are held civilly liable for injury caused by your motorcycle to a third party.

  • Section B of your motorcycle insurance policy provides coverage for your motorcycle based on the options below: 

    • Section B2: Section B2 provides coverage if you get into a motorcycle accident on the road or are involved in an overturned motorcycle accident.
    • Section B3: Section B3 addresses any damage that isn't the result of a collision or a rollover. It also contains all the coverages in Section B4 as well as other acts such as malevolent activities , projectiles, missiles and objects falling on the motorcycle (e.g., trees).
    • Section B4: Section B4 protects your mortocycle from the most common threats, such as fire, theft , floods, and hail damage.

Programs and add-ons

If you have specific needs or want our most competitive offer, take advantage of our programs and endorsements. To learn more, ask your insurance representative  or get a quote.3

My motorcycle & me®

Enjoy great  coverage with my motorcycle & me: roadside assistance, $5,000  coverage for accessories and equipment, travel costs coverage after an accident, and more.

Complementary replacement insurance

In the event of a total or partial loss, replace your vehicle or the damaged parts with new ones of the same value.

Complementary liability coverage

Additional liability coverage will protect you for up to $2,000,000.


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Bundle and save in Quebec!

Combine your home, car and motorcyle insurance with Synchro insurance and take advantage of the exclusive benefits. Get the best value for your money and you could save up to 15%4 on your home insurance policy.


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  • FADOQ FreeSpace®
    Only for those at least 50 years young! FADOQ members: enjoy increased protections and privileges, as well as 5% off your home insurance and a 5% discount on your car insurance premium.
  • Bundle your home, car and motorcycle insurance
    Get the best value for your money by bundling your home, car and motorcycle insurance together with Synchro insurance. 
  • More ways to save
    Are you a member of a recognized motorcycle club? You passed a recognized motorcycle training course? You own multiple vehicles and insure them with Intact Insurance? You have an approved antitheft or tracking system on your vehicle? It could help you save!4


Yes. Due to the increased chance of motorcycle riders being involved in accidents and filing claims, a motorcycle insurance policy is typically more expensive than a car insurance policy. If you have questions about the cost of your moto insurance premium, don’t hesitate to ask your insurance representative.

Typically, yes. In fact, older bikes are often estimated at a lesser value, hence why the cost of the insurance premium could be lower. In case of damage, replacing the motorcycle could cost less than replacing a recent motorcycle model. Also, since older bikes are often slower and less potent, they pose less of a danger, keeping your motorcycle insurance more affordable than a new motorcycle. 

Your motorcycle insurance premium is calculated by a variety of factors. These variables can include:

  • The type of motorcycle you drive
  • Where you live
  • The number of years you’ve been riding a motorcycle
  • How frequently you ride your motorcycle 
  • Motorcycle riding lessons you've taken
  • Your motorcycle riding habits
  • The type of motorcycle insurance protection you require

To get the right motorcycle insurance for your needs, don’t hesitate to reach out to your insurance representative or request a motorcycle insurance quote.

No. Your motorcycle  is not covered under your auto insurance, as they are two separate vehicles. If you own a motorcycle, you need to get a separate insurance policy for it.

We provide insurance coverage for the following categories of motorcycles: standard, custom-built, dual-purpose, cruisers, off-road bikes, and scooters.

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Talk to an insurance representative

With all the motorcycle insurance coverage available and your specific needs, it can be difficult to pick the right protection. That’s why we have over 2,000 insurance representatives  relationships across Canada. Insurance representatives are highly skilled in assessing your motorcycle insurance needs and offer the right coverage for your situation and budget. Chat with a representative today to get a quote.

Get a motorcycle insurance quote

City or open road: hit the road with good protections. Find the right motorcycle insurance policy for your needs by getting a motorcycle insurance quote. Getting motorcycle insurance is the first step to protecting your bike.