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Yes. Due to the increased chance of motorcycle riders being involved in accidents and filing claims, a motorcycle insurance policy is typically more expensive than a car insurance policy. If you have questions about the cost of your moto insurance premium, don’t hesitate to ask your insurance representative.
Typically, yes. In fact, older bikes are often estimated at a lesser value, hence why the cost of the insurance premium could be lower. In case of damage, replacing the motorcycle could cost less than replacing a recent motorcycle model. Also, since older bikes are often slower and less potent, they pose less of a danger, keeping your motorcycle insurance more affordable than a new motorcycle.
Your motorcycle insurance premium is calculated by a variety of factors. These variables can include:
- The type of motorcycle you drive
- Where you live
- The number of years you’ve been riding a motorcycle
- How frequently you ride your motorcycle
- Motorcycle riding lessons you've taken
- Your motorcycle riding habits
- The type of motorcycle insurance protection you require
To get the right motorcycle insurance for your needs, don’t hesitate to reach out to your insurance representative or request a motorcycle insurance quote.
No. Your motorcycle is not covered under your auto insurance, as they are two separate vehicles. If you own a motorcycle, you need to get a separate insurance policy for it.
We provide insurance coverage for the following categories of motorcycles: standard, custom-built, dual-purpose, cruisers, off-road bikes, and scooters.
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City or open road: hit the road with good protections. Find the right motorcycle insurance policy for your needs by getting a motorcycle insurance quote. Getting motorcycle insurance is the first step to protecting your bike.