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ATV and Snowmobile Insurance

Protect your off-road toys with the right insurance for you.

ATV and Snowmobile Insurance

Protect your off-road toys with the right insurance for you.

Your snowmobile or ATV is part of your lifestyle – you need insurance you can count on!

My snowmobile and me® and My ATV and me® are designed to cover you even if you don’t insure your home or car with Intact Insurance.

  • 24/7 roadside assistance in Quebec, Ontario, New Brunswick and Nova Scotia at no extra charge, for up to three service calls a year, including towing within a 100 km radius, battery boosting, fuel delivery and more.
  • $10,000 in accident benefits coverage for accidental death or dismemberment, at no extra charge.
  • Up to $5,000 of coverage for accessories and equipment at no additional charge.
  • Up to 6 months of coverage for leisure trips in Canada and the United States.
  • Up to $2,000 per claim, with no daily limit, and $1,000 for lodging fees and motorcycle, ATV or vehicle rental fees if the vehicle cannot be used after an insured loss.

With My snowmobile and me and My ATV and me, you may qualify for even more savings:

  • A discount of up to 5% on your snowmobile or ATV insurance premium if you also insure another leisure vehicle or car.
  • A discount of up to 5% if you’re a member of a snowmobile or ATV association or club recognized by Intact Insurance.
  • A discount of up to 15% if your snowmobile or ATV is equipped with a complete antitheft system recognized by Intact Insurance.
  • A discount of up to 15% on your home insurance premium with Synchro Insurance if you bundle your snowmobile or any other leisure vehicle insurance policy with your home insurance policy.

An array of reassuring options!

Since some people want a higher level of protection than others for their peace of mind, My snowmobile and me and My ATV and me offer other coverages as options:

  • No deduction for depreciation on a claim in the event of a total loss.
  • Up to $2,000,000 in civil liability coverage.
  • Civil liability from damage caused to vehicles of which named insured is not the owner, when renting a vehicle (for trips in Canada and the United States).

Here are some of the advantages you get when you choose My snowmobile and me or My ATV and me from Intact Insurance:

  • Very competitive premiums.
  • Additional discounts if you qualify.
  • Solid protection and roadside assistance at no extra charge so that you have peace of mind when heading out on your favourite trails.
  • No requirement to have your home or car insured with Intact Insurance – but special savings if you do!

To keep you riding through fields and forests with peace of mind, My snowmobile and me and My ATV and me is one of the best choices you can make. Talk to your representative today.

Just answer a few questions. This link will open in a new window and a representative will contact you at your convenience to give you sound advice and complete a quote.


Civil liability available with trail pass

Would you like to know more about this insurance sold as an accessory with the FCMQ and the FQCQ trail pass.


Certain conditions, limitations and exclusions apply to all offers. The information that appears on this website is provided to you for information purposes only. Your insurance contract prevails at all times. Please consult it for a complete description of coverage and exclusions.