Find tailored home insurance coverage with Intact and protect what you value by choosing the coverage you need
As a homeowner insured with My home and me®, you get a single limit of $2,000,000 to protect your home and possessions.
Get maximum flexibility! If you have a claim, My home and me pays you the cost of repair, replacement or rebuilding, with no deduction for depreciation, even if you elect not to rebuild your house or replace your property. In other words, Intact Insurance pays you the money and you can do whatever you like with it.
Coverage to your liking
We are always looking for ways to make you feel more secure, with more coverage. For example, My home and me now includes $25,000 of coverage for your audio and video equipment and $10,000 for your collections. Better yet, there’s no limit for bicycles.
And there's even more!
- Endorsements covering above ground or semi-inground swimming pool and the fire following an earthquake are included at no additional charge.
- In case of an incident involving expenses or a lawsuit, $2,000,000 of liability insurance is there to back you up.
- And if you need to make a claim, you can count on us to help you get back to normal quickly and smoothly.
Good Record Protection for home insurance
Fire or water damage that makes your home less livable is… unforgivable. But here’s some coverage that really does forgive.
To make everything sweetness and light in your home sweet home, you need to rely on solid coverage. And that’s exactly what has shown up on your doorstep with Good Record Protection for home insurance.
A claim can happen… and be forgiven!
Whether you’re a homeowner or tenant, Good Record Protection shields you from the repercussions of an unexpected claim or loss.
Available at no charge for new eligible customers for the first policy term and half price at first renewal, this unique coverage allows you to:
- have one claim forgiven every five years, whatever it may be
- avoid an increase to your premium due to this claim.
With Good Record Protection for home insurance, you can finally relax and enjoy your home to its fullest!
Your broker – your best source for information and advice
When it comes to having the right coverage for your home, your broker is there to help you. You can trust your broker!
Certain conditions, limitations and exclusions apply to all offers. The information that appears on this website is provided to you for information purposes only. Your insurance contract prevails at all times. Please consult it for a complete description of coverage and exclusions.