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my Driving Discount®

The smart road to savings.

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my Driving Discount®

Some people have better driving habits than others. That’s why we have developed a program that rewards good driving behaviour. Do you own a small business that uses one to four vehicles for commercial purposes? With my Driving Discount, you could save up to 25%* off your auto insurance premium.


Sign-up for my Driving Discount – Intact Insurance
Sign up
Next– Intact Insurance Set-up my Driving Discount – Intact Insurance
Set up
Next– Intact Insurance Save with my Driving Discount – Intact Insurance
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Getting started in three easy steps

Step 1: Sign up

Enrolling in the my Driving Discount program is quick and easy. And you automatically get a 5% discount. Do you already have an automobile insurance policy with us? You can enroll in the my Driving Discount program with your broker. Would you like to insure your business’s vehicles with Intact Insurance and enroll in my Driving Discount? Start by asking one of our brokers for a quote.

Step 2: Set up

Your my Driving Discount device will come in the mail a few days after you enroll in the program. Just plug it in to your vehicle’s OBD port and start the engine.

As soon as your device is connected, you’ll get an email containing a user name and password that will give you access to your my Driving Discount Dashboard. Throughout the 6 month assessment period, you can log on often to look at your driving profile, see your potential savings and get driving tips.

Step 3: Save

Depending on your driving habits, you could save as much as 25% off your auto insurance. You’ll receive an e-mail at the end of your assessment period, confirming the amount of your personalized discount.

How does it work?

A device plugged into the vehicle collects data on braking, acceleration, and the time of day the vehicle is used, all in relation to the total number of kilometres driven. These data will be used to determine your personalized discount. You’ll automatically receive a 5% discount off your auto insurance premium when you enroll in my Driving Discount. At the end of a 6 month assessment period, you could obtain a total discount of as much as 25%, depending on your driving behaviour.

Connecting your my Driving Discount device is as easy as finding your On Board Diagnostics (OBD) port, which is usually under the dashboard, close to the steering column, at about the level of your feet. For more information, refer to your vehicle manual. For more details, see the Terms of Use.

*Certain eligibility conditions, limitations and exclusions apply.

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