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Travel insurance

Enjoy safer travels with TravelWell®

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Add comprehensive travel insurance to your home insurance policy
  • Two competitive plans
    Choose between the emergency medical plan and the all-inclusive plan. Enjoy additional protections in the latter: coverage for trip cancellation and trip interruption and for baggage loss and delay.
  • Coverage for the whole family
    When travelling with your family, your spouse and children are also covered. Get peace of mind knowing your loved ones are protected.
  • Pay once for year-round travel insurance
    It's easy to add TravelWell® to your existing Intact Insurance property policy or home and auto bundle. One annual payment covers multiple trips of up to 30 days each.
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Coverage

The last thing you want when travelling is to have a medical emergency. From unexpected medical bills to language barriers and figuring out how you’ll get home, falling ill while travelling can bring unwanted stress to a vacation. Our travel insurance helps provide support needed if a covered emergency occurs when you're away from home.

  • TravelWell® provides medical coverage for up to $5,000,000 per person, for up to 30 days, as a result of required medical attention during a trip covered outside their province of residence.

  • If your bags are damaged, lost or delayed during your trip, TravelWell® will provide coverage, so that you can continue travelling as planned.1

  • If you must return home unexpectedly during your travels or if your trip is cancelled due to an insured risk, eligible expenses incurred will be covered. This protection can provide financial protection and coverage for unanticipated expenses.1

  • Benefit from additional services, available 24/7, wherever you are, through the Active Care Management Assistance Centre. Assistance services include: 

    • Passport and visa information
    • Health hazards advisory
    • Consulate and embassy locations 
    • Emergency cash assistance
    • Help to replace lost or stolen airline tickets
    • Translation and interpreter services
    • Assistance in obtaining legal help or bail bond

FAQ

Travel insurance is coverage designed to protect against risks and financial losses that could happen while traveling. The risks range from minor inconveniences such as delayed or lost bags and trip cancellations, to medical emergencies while outside your province of residence or Canada.

TravelWell® does not cover such expenses as routine health checkups, non-emergency care, and cosmetic surgeries.  Certain limitations and exclusions apply depending on where you are travelling or if you have a pre-existing medical condition.  Please refer to your TravelWell® policy for a complete description of coverage and exclusions and talk to your broker if you have any questions.

When looking into getting travel insurance, consider getting the most comprehensive coverage, including the following:

  • Medical coverage 
  • Medical coverage for pre-existing medical conditions
  • Coverage for delayed, lost or damaged luggage
  • Travel assistance while abroad
  • Repatriation in case of death

Reach out to your broker to discuss your needs and to get more details about the coverage provided by TravelWell®. 

If you become sick with COVID-19 abroad, you will have coverage for your trip cancellation or interruption with TravelWell®. However, coverage is not provided for COVID-19 testing or other travel requirements. Emergency medical coverage is also assessed for customers based on travel advisories issued in the affected area. To get more information about your travel insurance coverage and COVID-19, talk to your broker.

When you apply to get travel insurance, your broker will ask you if you have any pre-existing conditions. Having a pre-existing condition does not mean that you cannot be covered, however, it could limit your coverage for medical emergencies if your condition in not stable. In fact, before leaving on a trip, your condition must be stable based on a series of factors defined in a stability clause in order to be covered. If you have a pre-existing condition and if you have any questions, let your broker know.

Didn’t find what you were looking for?

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Talk to a broker

With so many travel insurance options, it can be confusing and time-consuming to compare them all yourself to see which best covers emergency medical expenses or trip cancellation. That’s where insurance brokers can help. Talk to a broker today about the travel insurance protection you need. 

Get a travel insurance quote

Get the best travel insurance with comprehensive emergency medical coverage for your needs with Intact Insurance. Get a travel insurance quote and add travel insurance to your home insurance policy by calling us or your broker who will assist you in getting the right travel insurance coverage for your holidays.