Coverage
Take to the wide road on your motorcycle with the right motorcycle insurance! Whether you ride a motorcycle or a scooter, in the city or on the freeway, with Intact Insurance, you can ride freely knowing you have the right protections.
Programs and add-ons
If you have specific needs or want the most competitive offer, take advantage of our programs and endorsements. To learn more, ask your broker and get a quote.2
Accident rating waiver
Protect your good driving record at Intact Insurance and keep your premium from going up as a direct result of your first at-fault accident.
Plus Pac
Motorcycle physical damage extension package Plus Pac extends your protections. Enjoy coverage for a replacement rental vehicle in the event of an insured loss, waives the depreciation on the motorcycle for 48 months and reimbursement for emergency service expenses.
Accessories and upgrade coverage
Protect your accessories and upgrades to your motorcycle up to $15,000, including but not limited to helmets, goggles, gloves, vests, gear bags, chrome, paint or other customized modifications.
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Advice to help you to protect what you care about
FAQ
We provide insurance coverage for the following categories of motorcycles: standard, custom-built, dual-purpose, cruisers, off-road bikes, and scooters.
Due to the increased chance of motorcycle riders being involved in accidents and filing claims, a motorcycle insurance policy is typically more expensive than a car insurance policy. If you have questions about the cost of your motorcycle insurance premium, don’t hesitate to ask your broker.
Older bikes are often estimated at a lesser value, hence why the cost of the insurance premium is lower. In case of damage, replacing the motorcycle would cost less than replacing a recent motorcycle model.
Your motorcycle insurance premium is calculated by a variety of factors. These variables can include:
- The type of motorcycle you drive
- Where you live
- The number of years you’ve been riding a motorcycle
- Motorcycle riding lessons you've taken
- The type of motorcycle insurance protection you require
- The amount of deductible you pay
Contact your broker to request a motorcycle insurance quote and to learn more about your motorcycle insurance premium.
No. Your motorbike is not covered under your auto insurance, they are two separate policies. Your car insurance would not cover any type of protection when you drive your motorcycle. If you own a motorcycle, you need to get a separate insurance policy for it.
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Get a motorcycle insurance quote
Keep yourself safe when tackling the twists and turns of the highway. Find the best motorcycle insurance policy for your needs by getting a motorcycle insurance quote. Getting motorcycle insurance is the first step to protecting your motorcycle.