Coverage
Get the right insurance for your motorhome. When you’re headed out on the roads to your destination, you can have peace of mind knowing that you have the right insurance coverage.
If you own a fifth wheel trailer, a travel trailer, a tent trailer, a camper unit or a utility trailer, Liability, Accident Benefits and Direct Compensation are extended from the towing vehicle. In order to benefit from these coverages on your Intact policy, you must have an automobile insured with Intact Insurance as well.
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FAQ
The types of vehicles that are eligible for RV insurance include motorhomes, vacation trailers, fifth-wheels, tent-trailers, campers, and travel trailers. If you have questions about your recreational vehicle, reach out to a broker.
To insure your RV, you need a specific insurance policy for this vehicle. In fact, campers, motorhomes, fifth-wheels, trailers, etc. require specific coverage. Typically, RV insurance would provide coverage for damages to the vehicle, to your belongings inside the vehicle as well as your third-party liability as basic protections.
An RV insurance policy does, in general, tend to be cheaper than a car insurance policy even if an RV may be larger and have all the comforts of a house. In fact, there is often less risk involved, since RVs are rarely driven daily. In fact, an RV insurance premium is based on a variety of factors. These include:
- The RV make model and year
- The insurance history and driving history of the owner
- The actual cash value vs guaranteed replacement cost
- If the policy includes optional coverage and increased limits
- The amount of the deductibles
- If any discounts are applied to the RV insurance premium
Reach out to your broker today to learn more about insurance coverage that suits the needs of your RV.
You should get RV Insurance to protect your RV and its contents from theft, damage, and other potential risks. It also offers third party liability coverage in the case you injure or damage a third party’s property. Make sure to reach out to a broker to get your RV insurance today.
In Canada, most RV owners utilize their RV over the summer. When comes the fall, RVs are often stored until the return of warmer days. When you do store your RV, let your broker know. You may be eligible to a credit on your insurance premium.
If you head down south to Florida or Mexico with your RV, ask your broker about the best RV insurance policy for your extended trip over the winter. Depending on the duration of your stay, you may need extended coverage for you RV.
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When on the road, your RV is your abode. Get an RV insurance quote now and find the right RV coverage for your vehicle. Getting a quote for RV insurance is the first step in protecting your vehicle before hitting the roads.