Fall is here—time
to get your home ready
for winter!

The days are getting shorter, the nights are cooler, and the leaves are changing colours. Like it or not, it’s autumn. And that means it’s time to get your home ready for the cold. Here’s a handy checklist of things to do to prepare for winter.

Fall is the time to bring in and store the things you use outdoors during the summer. While you’re doing this, take a good look around—both outside and inside the house—to make sure you’ll be safe and warm this winter.

1. Outside your home

  • Garden furniture, planters and BBQ: To keep these items in good condition for next year, clean them thoroughly before you cover or store them. And remember to leave the propane tank outside, not in the house, garage, or shed.
  • Pool and hot tub: If you’re unsure of what to do to winterize your swimming pool or spa (drain, add antifreeze, etc.), it’s best to ask a professional. And if you like the idea of using your hot tub in the snow, ask them about precautions that will keep you and your equipment safe.
  • Outdoor taps: Turn off the water supply to outdoor taps after fully draining them. Leave the taps in the open position until spring.
  • Eavestroughs and downspouts: Clean these out to ensure proper drainage.
  • Roof: Inspect the roof to make sure it’s ready to withstand winter storms; this will reduce the risk of leaks.
  • Shovels, snow scrapers and ice melter: Don’t be caught off guard by the first heavy snowfall. Have your tools handy.

2. Inside your home

  • Heating: Check whether your furnace or ductwork needs repairs or new parts, vacuum up dust, and clean electric baseboards.
  • Doors and windows: Check the caulking to make sure it is still sealed down and effectively insulating your windows and doors. If need be, install weatherstripping to keep the heat in.
  • Fireplace or wood stove: Give your fireplace or wood stove a good cleaning before winter, so it’s ready when you want to use it. Also, be sure you have a working carbon monoxide detector near the fireplace or stove and that the room is well ventilated whenever you make a fire.
  • Chimney: Have the chimney cleaned at least once a year as per recommendations. If it needs repairs, now is the time.

3. Change your batteries
when you change your clocks!

Calendar note: Before you go to bed on Saturday, November 4, set your clocks back an hour. At the same time, check your smoke alarms and carbon monoxide detectors, and change the batteries. Also, keep in mind that smoke alarms should be replaced every 10 years. Always remember: working smoke alarms and CO detectors could save your life.

4. Talk to your insurance broker

For more about these topics, or if you have any questions about your home insurance, call your broker—your best source for information and advice.

Do you store
your recreational vehicle
for the winter?

New discoveries and the sense of freedom that comes with a road trip or trail ride—we hope you had many of these experiences with your motorhome (RV), motorcycle or quad (ATV) during the past few months. But now winter is approaching and it’s time to think about storing your vehicle. Here are some tips on what to do so your vehicle will be in great shape for next season.

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Yes, you can prevent
water damage!

Water damage is the leading cause of home insurance claims in Quebec. A hot water tank gives out, sewage backs up from a main line into the basement, a dishwasher springs a leak, a toilet overflows—any of these can occur when you least expect it and cause serious damage. Here are some tips to help keep things dry.

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