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Home designs that resist water damage.

Fire used to be the leading cause of personal property claims in Canada. It's now water damage – flooding, sewer backup, and more. It's good to know there are home designs available that can help minimize the risk and impact of water damage.

Drainage Planes

Every house needs a drainage plane. It is your home's first line of defense when it comes to exterior water damage.

A drainage plane is a layer of water-restraint material that lives behind the siding of your home and is integrated with flashing. Together, they protect your home by providing a barrier and allow water to exit.

Sump Pump

It doesn't take a lot of water to destroy your basement; in fact just an inch can have damaging effects, so consider having a sump pump installed

A sump pump keeps your basement safe and dry by collecting and disposing the water from your home. First, an imbedded weeping tile collects water from the earth around your basement and drains it into your pump pit. When the water rises beyond a certain level, the pump activates and pushes the water out of the pit through a discharge pipe.

Backwater Valve

A backwater valve is different in that it keeps sewage from backing up into your home. If there's a heavy rainstorm and the sewers get more than they can handle, waste can back up through floor drains, toilets and sinks. A backwater valve is a one-way valve that is installed on the main drain of your home. In the event of a back up, the valve closes to stop sewage from coming in.

In addition to keeping your home dry, these features might also keep money in your pocket if you qualify for municipal incentives and home insurance discounts.

Water Resistant Décor

In the event that excessive water enters your home, there are a couple of ways to keep your interior safe and dry.

Instead of drywall, consider installing cement board. It's typically used in showers and tubs and is less likely to absorb water. It won't mold, is extremely moisture resistant, and dries quickly.

And in terms of base molding, consider a formed, paintable plastic material instead of wood. When combined with cement board, your home will withstand excess water and mold damage.

These preventative measures do take time and money, but combined, are an effective way to keep your home and possessions protected.

Notes and references:

http://www.insuranceisevolving.com/en/preventative-tips-videos-ontario.html
http://www.hgtv.com/remodel/mechanical-systems/drainage-planes-preventing-water-damage-to-exteriors
http://www.northjersey.com/community-news/home-and-gardening/designed-for-living-decor-that-resists-water-damage-1.373804

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