Get ready for worry-free holidays.
Vacation is meant for relaxing, so you want to avoid any unnecessary stress on the road. Here are some things to think about.
1. Get your vehicle ready
You're planning your route, packing your bags, and loading up on sunscreen. Get your vehicle ready, too.
- Make sure everything is working properly, including your wipers, headlights and flashing lights
- Check the tires, including your spare tire
- Ensure all your documents are valid and up to date: driver's licence, registration certificate, licence plates, proof of insurance—and your passport, if you'll be going into the U.S.
- Prepare an emergency kit with first aid supplies, including a flashlight, basic tools, cereal bars, water bottles, etc.
- Be sure to take a working cellphone charger
2. Think of passenger safety and comfort
No matter how short or long a trip will be, think about keeping your passengers comfortable and safe, especially if you're travelling with young children.
- Check that everyone's seat belt is done up each time you start the car
- Make sure children's car seats or boosters are right for their age and size
- You may want to use removable sunshades for rear windows
- For long trips with young children, be prepared with refillable water bottles, snacks and games, and plan on frequent rest stops!
3. Be prepared with roadside assistance from Intact Insurance
Vacation time is precious. And if something goes wrong along the way, you can save time with roadside assistance from Intact Insurance.* Available for as little as $3 a month, this program entitles you to:
- Four service calls per year, including towing (up to 50 kilometres), battery boost, door unlocking, tire change and gasoline delivery
- Help available 24 hours a day, 7 days a week, anywhere in Canada and the United States
4. Renting a car? Be sure you're covered for damage to the rented vehicle.
- Check your insurance policy to see if you have Endorsement #27, which covers your liability for damage to a rented vehicle (including a vacation trailer or tent trailer, if mentioned in the endorsement)
- If you'll be renting a car in the U.S., bring an English copy of the endorsement with you
5. Check your coverage if you'll be driving outside Quebec, especially in the U.S.
If you'll be driving outside Quebec, ask your insurance broker to check on a few things:
- Have you got enough liability coverage to be protected if you face a lawsuit after an accident in another Canadian province or in the United States?
- What about the rest of the protection included in your auto insurance, for example, theft coverage? Is it the right fit for your plans?
6. Talk to your broker
To learn more, or if you have any questions about your auto insurance, call your broker—your best source for information and advice.
Have a great trip and a fun vacation!
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