Business insurance for professional cleaning and maintenance businesses

You work hard to make sure other people’s homes, cars and workspaces look their best. Make sure your company doesn’t have a mess on its hands with tailored business insurance solutions from Intact Insurance. Rest assured that your livelihood is in good hands with an insurer who understands your business needs.

Commercial property insurance

No matter if you operate a laundromat, work from a warehouse or lease office space, you can breathe easy with commercial property insurance. In the event of a covered event such as a fire, vandalism or theft, this coverage can protect both the building where you operate your business, as well as the physical assets inside. This can include equipment ranging from cleaning supplies and tools to office supplies like computers and printers.

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Equipment breakdown insurance

When you rely on equipment to do your job, breakdowns mean lost revenue. That’s where equipment breakdown coverage comes into play. If a piece of equipment not covered by your commercial property coverage breaks down and needs to be replaced or repaired immediately on your business premises, this coverage can help cover the costs and get you back to business as quickly as possible. 

From commercial boilers, pressurized equipment to industrial steamers, your equipment will be able to keep your business running without losing steam. This coverage can also compensate you for any loss of income or business disruptions caused by the breakdown.

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Commercial general liability insurance

You offer a quality cleaning service. Unfortunately, accidents can happen from time to time. They shouldn’t put your cleaning business or livelihood at risk when they do. Commercial general liability insurance can protect your business, employees, and you from legal liability for claims including bodily injury, and property damage that arise from business activities.

If you run a cleaning business, and someone slips and falls on a slippery floor you just waxed, there’s a chance that person may decide to pursue legal action. If ever an employee accidentally breaks a vase while cleaning at a client’s home or a fire caused by your operations damages the neighbouring building, you’ll be able to keep your business running as if nothing happened.

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Commercial vehicle insurance

As a cleaning and maintenance business, good customers are where you find them. That means you’ll be going around town with your equipment to visit clients at their homes or offices to offer your services. Maybe your laundry facility offers delivery to customers so they can get their cleaned garments or uniforms without leaving work. This is where commercial vehicle coverage comes into play. With Intact Insurance, the cars, trucks or vans you use to conduct business could be protected in the event of an accident. It’s auto insurance coverage that fits your business needs.

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Does your maintenance business need insurance coverage?

The maintenance industry and is a rather large category that includes many jobs as well as professions. If you offer any one of these cleaning services, you should consider investing in the right coverage:

House cleaning services
Janitorial services
Landscaping and lawn care services
Pool cleaning services
Carpet cleaning and upholstery cleaning services
Automobile cleaning and car detailing services
Window cleaning services
Garbage collection and waste disposal services
Dry cleaning and laundry services

Please note that this list is not exhaustive. Talk to a broker to see what insurance coverages your cleaning service or maintenance business needs.

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With a network of more than 6,000 broker offices across Canada, we’ll help you find a trusted advisor who understands your needs, so you’ll always get the right advice for your business.

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