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  • my Driving Discount® - Saving tips

    Take the wheel and you could save.

    my Driving Discount® Tips

    It’s simple: the better your driving habits, the more you can save.

    Your personalized driving discount will be determined based on an analysis of the following factors in relation to the total number of kilometres driven:

    Braking and my Driving Discount – Intact InsuranceBraking

    Go easy on your brakes and save big.

    Watch out for other drivers! Although it’s sometimes impossible to avoid braking suddenly, the best strategy is defensive driving. To avoid hard braking, keep your mind on what’s around you and stay a safe distance behind the car ahead of you.

    Accelerating my Driving Discount – Intact InsuranceAccelerating

    Accelerate your savings, not your driving.

    It takes time to save money. With traffic, construction and everything the weather throws at you, it’s not always easy to get somewhere on time. If you leave plenty of time to get to your destination safely, you can usually avoid rapid accelerations.

    Time of day and my Driving Discount – Intact Insurance Time of day

    The risks rise, depending on when you drive.

    Statistically, driving at night (between midnight and 4 a.m.) increases the risk of being involved in an accident. Many factors, such as reduced visibility and fatigue, make this time of day the riskiest. If you don’t drive during this high-risk period, you can save more.

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    *Certain eligibility conditions, limitations and exclusions apply.


    Earn a potential discount of up to 25% at the end of your assessment period. If you already have an auto insurance policy with Intact Insurance, you can enroll in the my Driving Discount program with your broker. If you are looking to insure your car with Intact Insurance and sign up for my Driving Discount, you can start by getting a quote online.