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How to make a payment

How to make payments

We offer three convenient payment plans to help make it easier to manage your budget. Choose the one that best suits your needs:

  • easipay One Pay

    Make one upfront payment at the start of your policy. Choose to pay online, or via automatic bank withdrawal, cheque, money order, or credit card.
  • easipay Three Pay

    Pay your premium in three equal payments. Your first payment (plus a $35 installment fee) is due at the start of your policy; the second is due three months later; and the third is due six months later. Choose to pay online, or via automatic bank withdrawal, cheque, money order, or credit card.
  • easipay Monthly Plan

    We’ll automatically withdraw monthly payments from your bank account. If you have our home & auto combined coverage, an interest rate of 1.3% on the auto portion and 2% on the property portion will apply. Without the combined coverage, an interest rate of 1.3% of the total automobile premium and 3% on the property premium will apply.*

* For automobile policies, an interest rate of 1.3% of the total premium, which is equivalent to an approximate annual percentage rate of 2.83%, as may be varied by applicable provincial law, endorsements or other policy amendments, is applied in monthly instalments over the term of the policy.

For property policies, an interest rate of 3% of the total premium, which is equivalent to an approximate annual percentage rate of 6.4%, as may be varied by applicable provincial law, endorsements or other policy amendments, is applied in monthly instalments over the term of the policy.

By insuring both your home and auto with Intact Insurance, a blended interest rate of approximately 1.5% of the total premium which is equivalent to an approximate annual percentage rate of 3.26%, as may be varied by applicable provincial law, endorsements or other policy amendments, is applied in monthly instalments over the term of the policy.