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ATV and Snowmobile Insurance

Protect your off-road toys with the right insurance for you.

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Your snowmobile or ATV is part of your lifestyle; you need insurance you can count on.

Insure your ATV or snowmobile:

  • On a stand-alone policy, or
  • As an addition to your Intact Insurance auto policy for a 20% discount* on your recreational vehicle policy, or
  • As an addition to your bundled my home and auto policy® for a 20% discount* on your recreational vehicle policy, plus an additional 5% in savings*

We cover:

  • All-terrain vehicles (ATVs) and snowmobiles plus additional equipment subsequently installed, up to $30,000 in total value
  • 4, 6 or 8-wheel ATVs up to 900 cc’s, that are used for personal recreational purposes
  • Snowmobiles up to 900 cc's for 2 stroke engines or 1200 cc's for 4 stroke engines, that are used for personal recreational purposes
  • Trailers used to tow your snowmobile
  • Third-party liability up to $5,000,000

Talk to a broker for expert advice on the snowmobile or ATV insurance coverage you need.

*Certain conditions, limitations and exclusions apply.

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