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Surety

The guarantee you’re right for the job. 

As the largest provider of surety bonds in Canada, our experience allows us to assess risks and develop solutions to meet a broad range of needs.
 

Whether it’s your first introduction to surety bonds or you are a seasoned professional, we are ready to support your contract and commercial surety needs with specialized expertise and innovative solutions that make a difference.

Contract Surety

Typically used in the construction industry, contract surety bonds protect the Owner (known as the “Obligee” or beneficiary) from financial loss in the event the Contractor (the “Principal”) fails to fulfil their contractual obligations with the Owner. The surety provides its guarantee by co-signing the bonds with the Contractor, to allow the Surety’s financial resources to back the commitment of the Contractor. Similarly, subcontracts can also be bonded, whereby, for example, a specific Subcontractor would be the “Principal” and the General Contractor would be the “Obligee” or beneficiary of the contract surety bonds. 

Commercial Surety

Typically used to satisfy or guarantee fiduciary obligations, governmental legislation, as well as private contractual obligations of the applicant or the Principal under the bond.

Our dedicated commercial surety team specializes in bonding throughout Canada and the United States, with multiple bond types available to many industries, including:

  • Court bonds
  • Lost instrument bonds
  • Customs and excise bonds
  • Licenses and permit bonds
  • Workers compensation bonds
  • Closure/post-closure bonds
  • Subdivision bonds
  • Solutions in-lieu of letters of credit

Developer Surety

Many provinces have legislation that requires developers to provide financial security for the development of condominiums. Developer Surety bonds satisfy these security requirements for both commercial and residential projects, providing warranty and deposit protections.

We have been partnering with developers to provide these bonds since 1992, providing developers with the security they need to successfully complete projects. We create long-term relationships with our clients and work hard to achieve positive and productive customer experiences. Our dedicated, professional and knowledgeable underwriting personnel provide competitive terms and highly responsive service to our clients.

Surety Claim

Bond regulations require that any claim be made in writing. In order to facilitate processing, please use the following email address to present a claim:

surety.claims@intact.net

Please make sure to include the following information

  • Bond number
  • Principal’s name
  • Brief explanation of the reason for your claim

Following receipt of the email, a surety claims representative will be contacting you for follow-up.