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Broker Compensation

Broker Compensation

How broker compensation works

Your broker receives a commission from Intact Insurance for insurance you have chosen to purchase from us. As licensed independent professionals, they work for you.

As part of your insurance discussions, feel free to ask your broker about their compensation arrangements with us or any other insurance company your broker works with.

Additional broker compensation

Here are other ways that Intact Insurance may be providing compensation to your broker:

Processing and underwriting fees

Some brokers also process and underwrite automobile and property policies for an additional commission of 1.5% - 2.5%.

Portfolio transfers

From time to time, brokers review their insurance providers to ensure they have the right ones to meet your needs. Sometimes, brokers can choose to change insurance companies, when they feel a company offers their clients a better value proposition.

Our practice is to support independent brokers in transferring clients to Intact Insurance through training, technology and financial support.

Incentive campaigns

Your broker works hard to help you understand the choices you need to make and ensure you are covered for the risks you face. We may offer your broker a chance to put their name in a draw to win a prize. The prizes aren't huge and do not interfere with your broker’s obligations towards you.

Broker conferences and seminars

Brokers and insurance companies work together to serve customers.

From time to time, we hold seminars or conferences to talk about how we could do a better job together. At other times we organize social events. Our policy is to ensure invitations to attend are not based on a “sales contest” and will only relate to the brokers’ activities as certified insurance professionals.