Online business quotes have landed

Buying insurance for your SME is no walk in the park. First, you have to answer a long questionnaire before you can get a quote, and then evaluate the different offers. From choosing a broker or insurer to receiving your insurance policy, the whole process can take days—about 10, on average.

Although it’s common to get a home or auto insurance quote online, business owners haven’t had as many options when it comes to shopping for insurance online.

Fortunately, technology has evolved and Intact Insurance has evolved along with it. To make life easier for customers who are SME owners, we recently developed a fast, user-friendly online tool just for them. Once you request a quote, a broker will call you back shortly after to confirm and finalize your purchase. It’s the best of both worlds!

Who’s it for and what does it insure?

What types of businesses will get the most out of this new platform? All SMEs with about 100 or fewer employees, regardless of what industry they’re in—that’s over 95% of businesses that make up the Quebec economy!

Intact Insurance worked hard to improve and enhance the customer experience, says Alain Lessard, Senior Vice President, Commercial Lines. “Insurance jargon can be hard to understand, so we wanted to use simpler language,” he says. To get a business insurance quote, you now only have 13 questions to answer on a form that usually has over 30. That saves a lot of time and is much more efficient.

What exactly can be insured online? For one, commercial vehicles, meaning all the vehicles a business uses for its operations (e.g., delivery trucks or trailers). The property used for the business (such as buildings and machinery) can also be insured, along with intangible assets like data and accounts receivable. You can also get an online quote for liability insurance. With this type of coverage, your business is protected from claims for personal or bodily injury and property damage arising from business operations.

Talk to an insurance professional

Insurance can be complex. When they’re finalizing their purchase, many business owners may hesitate and wonder if the policy they’re about to take out really meets their needs: Have they thought of everything? Have they accurately described their business operations? Should they get additional coverage?

To help you sort through these kinds of questions, a broker will contact you after you receive your quote. “We’ve found that most people go online to look up information and shop around, but when it comes time to finalize their purchase, they want to be able to speak to a professional to make sure they’ve made the right choice,” says Arnaud Collinet, Vice President, Commercial Lines.

Once you’ve received a quote on the Intact Insurance platform, your application will be forwarded to a broker, who will get in touch with you shortly after. They’ll finalize your purchase or set up an appointment for further discussion. Soon after, you’ll receive proof of insurance, along with your insurance policy. End to end, you get all the support and advice you need to make your decision.

This flexible online service is available 24/7, which is a huge benefit for busy business owners. And you can access it from your smartphone or tablet.

Ultimately, you save valuable time and get the coverage that’s right for you. And you can always take a more active role in the process.