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Improvements to reduce home costs

Here are some suggestions to better protect your home that will help reduce your home insurance risks!


Properly insulate and ventilate your attic.


Replace your shingles if they are worn or curling.

Water Heater

Insulate your water heater, hot water pipes, and heating and cooling ducts.

Gaps Sealing

Seal gaps around doors, windows, and pipes.

Water Saving

Replace old toilets with water-saving models.

Heating and Cooling

When replacing your furnace or air conditioner, consider energy-efficient models.


Replace older appliances with energy-efficient models.


Upgrade wiring and plumbing so that they are up to code standards.

Hot Water Tanks

Consider replacing hot water tanks that are over 10 years old.

Alarm & Monitoring Systems

Install home alarms and fire-monitoring systems.


When renovating, look for options to make your home more energy-efficient.

Resistant Materials

Use materials that are resistant to hail and wind if you’re redoing your roof or replacing siding.

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