my Driving Discount®
up to 10%* discount upon sign up! (some exceptions apply)**
25%* potential discount at renewal after the completion of your assessment period.
my Driving Discount® Tips
It’s simple: the better your driving habits, the more you can save.
Your personalized driving discount will be determined based on an analysis of the following factors in relation to the total number of kilometres driven:
Use your brakes gently and save big.
Watch out for other drivers! Although it’s sometimes impossible to avoid braking suddenly, the best strategy is defensive driving. To avoid hard braking, keep your mind on what’s around you and stay a safe distance behind the car ahead of you.
Accelerate your savings, not your driving.
It takes time to save money. With traffic, construction, and everything the weather throws at you, it’s not always easy to get somewhere on time. If you leave plenty of time to get to your destination safely, you can usually avoid rapid accelerations.
Time of day
The risks rise, depending on when you drive.
Statistically, driving at night (between 12 a.m. and 4 a.m.) increases the risk of being involved in an accident. Many elements, such as reduced visibility and fatigue, make this time of day the riskiest. If you don’t drive during this high-risk period, you can save more.
**Some exceptions apply.
Earn a potential discount of up to 25%* at the end of your assessment period. Do you already have an auto insurance policy with Intact Insurance? You can enrol in the my Driving Discount program with your broker. Looking to insure your car with Intact Insurance and sign up for my Driving Discount? Start by getting a quote online.