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Types of car insurance coverage

No matter what kind of vehicle you are insuring you can choose various levels of coverage, depending on how much protection you want for your car insurance:

  • Collision and Upset coverage protects you from costs to repair damage to your vehicle caused by impact with another vehicle or an object such as a guardrail.
  • Coverage against perils (other than collision or upset) protects you from costs to repair damage to your vehicle from unexpected situations such as fire, theft, vandalism or natural disasters.
  • All Perils protection combines both of the above coverages.
  • Specific Perils coverage protects your vehicle only against specific dangers, such as theft or attempted theft, some natural disasters, riots or civil disturbances.

Car Insurance Coverage Based on Your Vehicle

Car insurance liability coverage is mandatory for driving in Canada. Beyond that, there are other options to consider for your ideal coverage.

Car Insurance Coverage Based on Your Driving Habits

Do you commute every day, or save your driving for weekends? Are you running errands or carpooling?

Drive green and save!

Have you made the environmentally responsible choice to buy an electric vehicle or a rechargeable hybrid? Insure it with Intact Insurance and you can receive a 10% discount on your auto insurance premium!

Uber Ridesharing

If you are an Uber driver in Alberta, Intact now provides a ridesharing policy that covers you from the instant a ride is accepted to the moment passengers exit your vehicle, as well as personal lines coverage options.

Turo Car Sharing

Is your car sitting idle in your driveway? Put it to work and earn extra income by listing it with Turo - an online marketplace that allows private car owners to rent out their vehicles. It’s simple, safe and you can choose who rents your car and when.

Get the best value for your money with car insurance and home insurance bundles from Intact Insurance

One bill. One payment. One renewal date. It's that easy!

Savings and payments on your car insurance

At Intact Insurance, we treat each person as an individual.

We work with local, independent brokers to offer insurance coverage and premium amounts unique to you. Speak with a broker to help navigate through the different car insurance coverage options to ensure your discounts are built right into the price you pay.

We offer a variety of convenient payment options to help make it easier to manage your payments.

Car Insurance Claims

No one wants to be involved in an accident, but if you need to make a car insurance claim we'll get you through the process as quickly and efficiently as possible.

30 Minute Claims Guarantee

When you call Intact Insurance to report a claim, we guarantee that within 30 minutes of answering your call, one of our dedicated claims representatives will start your claim.


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