How to make payments
We offer three convenient payment plans to help make it easier to meet your needs:
- easipay One Pay
Make one upfront payment at the start of your policy term. Choose to pay online, or via automatic bank withdrawal, cheque, money order, or credit card.
- easipay Three Pay
Pay your premium in three equal payments. Your first payment (plus a $20 installment fee for my home & auto® combined coverage, or a $35 installment fee without the combined coverage) is due at the start of your policy; the second is due three months later; and the third is due six months later. Choose to pay online, or via automatic bank withdrawal, cheque, money order, or credit card.
- easipay Monthly Plan
We’ll automatically withdraw monthly payments from your bank account. If you have our home & auto combined coverage, an interest rate of 2% of the total premium will apply. Without the combined coverage, an interest rate of 4% will apply.*
*An interest rate of 4% of the total premium, which is equivalent to an approximate annual percentage charge of 8.4%, as may be varied by applicable provincial law, endorsements or other policy amendments, is applied in monthly instalments over the term of the policy.
By insuring both your home and auto with Intact Insurance, the interest rate on monthly pay plans is reduced to 2% of the total premium, which is equivalent to an approximate annual percentage charge of 4.4%.