How to make payments
We offer convenient payment options to help make it easier to manage your payments.
How premiums are calculated
At Intact Insurance, we treat each person as an individual.
Our grass roots approach means we work with local, independent brokers to offer insurance coverage and premium amounts unique to you.
We consider all the standard variables when calculating your insurance premium – plus many more.
A broker can help you navigate coverage options and build your discounts right into the price you pay.
The deductible on your home insurance policy is the amount you pay towards repairs if you have a claim.
What can you afford to pay out of pocket for a claim?
The right deductible is balanced. It fits your budget for insurance on one hand, and on the other, what you can reasonably afford to pay in the event of a claim.
Talk to your broker. Get quotes with a few different deductible amounts to understand how it affects your insurance premium.
Everyone is different.
At Intact Insurance and Novex, we recognize that no customer is the same. That is why we have developed a rating program that considers all the aspects that make each individual unique, and take this into account when determining their premium – so that each person gets the coverage and the price that fits them perfectly.