Coverage
Home is where your heart is. Get homeowner's insurance coverage to protect what you value the most. With Intact Insurance, you will benefit from protections that fit your lifestyle. Make yourself at home!
Homeowners insurance in Alberta
- Why get homeowners insurance coverage in Alberta
One of the most significant investments you'll make is in your home. Protect yourself from the financial consequences of mishaps like the cost of a hailstorm damage claim, for example. Home insurance in Alberta can safeguard your investment and allow you to return to creating memories in the location you like.
- Ways to save on homeowners insurance coverage in Alberta
Home insurance coverage should be carried out by every homeowner. There are a few ways to save money on your insurance coverage while still getting the coverage you require, to enjoy peace of mind at the best price.
Here are some suggestions:- Combining your house and vehicle insurance with an insurance bundle to save on your insurance premiums
- Purchase a more recent home
- Have an alarm system that is properly installed and monitored
- Pay your premiums on a yearly basis
Programs and add-ons
If you have specific needs or want the most competitive offer, take advantage of our programs and endorsements. To learn more, ask your broker or get a get a house insurance quote.2
my identityTM
Get access to a 24-hour line to get advice from experts and personalized legal support if you need advice about identity theft, landlord-tenant disputes, family law, employment law and cyber security breaches. It also provides coverage for expenses incurred if you are victim of a cyber-attack and cyber extortion.
Enhanced water damage package
Water is the main threat to your home. Enhanced water damage package protects you if water enters your home: sewer back-up, water and sewer lines, overland water and ground water.
Lifestyle advantage
The choice is yours. With no obligation to rebuild, you have the freedom to change your lifestyle. You could rebuild or downsize and keep any leftover money.
Claims advantage
Benefit from a claims-free rating protection for your first loss and a deductible waiver up to $1,000 on your first eligible loss.
my Extras®
Enjoy additional coverage to protect your passions and valuable assets such as your garden, jewellery, bicycles, watercraft, securities and rental sports equipment. We protect what matters most to you!
Complementary liability umbrella insurance
Personal liability umbrella coverage will protect your assets against certain lawsuits and cover your legal expenses and loss of income while preparing your legal defence.
Discover more coverage
FAQ
Home insurance is slightly higher than the national average. However, the cost of home insurance is based on numerous factors some of which include:
- Location
- Deductibles
- Remodeling
- Credit history
- Claims history
- Age and construction of the home
- Replacement costs
Get a quote now to get your homeowners insurance premium at the most competitive price or reach out to your insurance broker if you have any questions about the cost of your house insurance premium.
Yes. Our home insurance policy covers the costs of hailstorms and wind damage outside your home, meaning you’re being reimbursed for the cost whenever they are broken.
Home insurance isn’t mandatory in Alberta; however, most banks and mortgage loaners will expect you to have a home insurance policy as part of the financing agreement and having a policy with our insurance company is a great way to protect your personal property.
Our homeowners insurance policy covers destruction and damage caused by fire, including wildfires. In the event of a fire, Intact Insurance will cover the cost of rebuilding and repairing your personal property.
No. Your mortgage doesn't affect the price of your property insurance. There are numerous factors such as your home's location and its value that determine the overall cost of your home insurance policy. For more details, talk to your broker or get a home insurance quote online today to swiftly see how much your home insurance policy will be.
It depends on your home insurance policy and other factors: the reasons why the fence was broken and if it is covered by an insured peril in your policy. If it is covered, outside structures can be claimed on your house insurance policy. You can submit a claim online using our online services, or by calling 1-866-464-2424. If you are unsure about your insurance coverage, call your broker.
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Get a homeowner’s insurance quote in Alberta
Your house is your home. Let us find the best coverage for your needs by contacting a broker, by calling us or by getting a house insurance quote online. Getting a house insurance quote is the first step to protecting your most important asset.